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    • Consumers
      • Businessarrow
        Cross-border payments and AI-powered digitisation solutions
        • Business
          • MerchantsUnified gateway for cross-border payments
          • Acquiring service providersOne integration for multiple payment apps
          • Mobile payment providersConnect mobile payment app users to millions of merchants
      • Productsarrow
        The unified wallet gateway with AI-native technology
        • Features
          • Online Auto DebitSeamless automatic online payments
          • Online Cashier PaymentUnified online checkout experience
          • In-Store QR PaymentOffline QR payment
          • Payment MarketingTailored incentives and promotions
        • Services
          • Wallet TechAI-powered wallet tech solutions
      • Resourcesarrow
        Everything you need to partner with Alipay+
        • Resources
          • Document centreResources for integration and developers
      • About usarrow
        Find out more about Alipay+
        • Who we are
          • About usWho we are
          • Our leadershipMeet our leadership team
        • News and media
          • Alipay+ newsThe latest from Alipay+
        • Our company brands
          • Ant International
          • Antom
          • Bettr
          • WorldFirst
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      • wallet-tech-solutionwallet-tech-solution

        The future of financial-grade super apps

        Purpose-built for financial super apps, Alipay Financial-grade AI Platform as a Service (AFAP) harnesses cutting edge AI technology to accelerate innovation and unlock growth

      • Powering your global scalability
        Leveraging the global financial expertise of Ant Group, AFAP is the secure, scalable, high-performance platform for the next generation of financial apps. Combining advanced AI, green computing and robust security technologies in one place, AFAP helps modern financial businesses innovate faster, stay compliant, reduce costs, and expand globally.
        Financial-grade platform
        We deliver uncompromising standards in security, compliance, reliability, and performance, to meet strict regulatory requirements, safeguard financial data, and process high volumes of transactions without interruption.
        Enhanced compliance
        Security is built into AFAP’s design through multiple layers, including in-line, API-based, and host-based protections. Compliance with regulations is handled automatically and seamlessly as part of the system.
        High availability
        AFAP provides a resilient, fault-tolerant platform, which actively keeps your business operations going, even in the face of unforeseen disruptions.
        Dynamic scalability
        Scale up or down rapidly and automatically, enabling you to handle peak transaction periods, adapt to fluctuations, and bring new features and products to market faster.
        Optimised resource usage
        AFAP offers hybrid and mixed online-offline deployment options, so you can keep sensitive data or key systems on-site, while using cloud flexibility to quickly develop and deploy new applications.
        Advanced management tools
        Stay ahead of the strategic shift towards data-driven operations and proactive risk management in financial services, with extensive monitoring, automated operations and maintenance, and advanced data analytics tools.

        AFAP innovation

        • wallet-tech-solutionwallet-tech-solution
          Green Computing

          More computing with less carbon

          Build software that works on all devices and uses cloud tools to seamlessly blend old and new hardware, cutting waste and boosting performance.

        • wallet-tech-solutionwallet-tech-solution
          Trusted service

          Cloud-native services that don’t compromise security or reliability

          Run apps flexibly across any cloud or local hardware, with full support for setup, updates, and management, all on one workflow.

        • wallet-tech-solutionwallet-tech-solution
          Privacy Computing

          Streamlined data flow

          We provide an open-source, trusted privacy computing framework, which facilitates wide utilisation of data.

        • wallet-tech-solutionwallet-tech-solution
          Foundation Model

          Boosting user growth and revenue growth

          Leverage foundational AI to merge public-private traffic, boosting user and revenue growth.

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        Ready to build your digital wallet?

        E-mail us at wallettech@ant-intl.com
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