Consumers
Business
Alipay+ for business
Cross-border payments and AI-powered digitisation solutions
Business
MerchantsUnified gateway for cross-border payments
Acquiring service providersOne integration for multiple payment apps
Mobile payment providersConnect mobile payment app users to millions of merchants
Products
Products
The unified wallet gateway
Payment Gateway
Online Auto DebitSeamless automatic online payments
Online Cashier PaymentUnified online checkout experience
In-Store QR PaymentOffline QR payment
NFC PaymentNext generation tap to pay
GlassPayThe future of payments through augmented reality
Digital Gateway
Payment Marketing Tailored incentives and promotions
NexGen Wallet Technology
Wallet TechAI-powered wallet tech solutions
Alipay+ Wallet Platform
Alipay+ Super App Platform
Alipay+ GenAI Cockpit
Alipay+ Financial-grade AI Platform
Resources
Resources
Everything you need to partner with Alipay+
Resources
Document centreResources for integration and developers
About us
About us
Find out more about Alipay+
Who we are
About usWho we are
Our leadershipMeet our leadership team
News and media
Alipay+ newsThe latest from Alipay+
Our company brands
Ant International
Antom
Bettr
WorldFirst

SG (EN)

The future of financial super apps

Purpose-built for financial super apps, Alipay+ Financial-grade AI Platform as a Service (AFAP) harnesses cutting-edge AI technology to accelerate innovation and unlock growth.

Powering your global scalability

Leveraging the global financial expertise of Ant Group, AFAP is a secure, scalable, high-performance platform for the next generation of financial apps. Combining advanced AI, green computing and robust security technologies in one place, AFAP helps modern financial businesses innovate faster, stay compliant, reduce costs, and expand globally.

Financial-grade platform

We deliver uncompromising standards in security, compliance, reliability, and performance, to meet strict regulatory requirements, safeguard financial data, and process high volumes of transactions without interruption.

Enhanced compliance

Security is built into AFAP’s design through multiple layers, including in-line, API-based, and host-based protections. Compliance with regulations is handled automatically and seamlessly as part of the system.

High availability

AFAP provides a resilient, fault-tolerant platform, which actively keeps your business operations going, even in the face of unforeseen disruptions.

Dynamic scalability

Scale up or down rapidly and automatically, enable you to handle peak transaction periods, adapt to fluctuations, and bring new features and products to market faster.

Optimised resource usage

AFAP offers hybrid and mixed online-offline deployment options, so you can keep sensitive data or key systems on-site, while using cloud flexibility to quickly develop and deploy new applications.

Advanced management tools

Stay ahead of the strategic shift towards data-driven operations and proactive risk management in financial services, with extensive monitoring, automated operations and maintenance, and advanced data analytics tools.

AFAP innovation

Green Computing
More computing with less carbon
Build software that works on all devices and uses cloud tools to seamlessly blend old and new hardware, cutting waste and boosting performance.
Trusted Service
Cloud-native services that don’t compromise security or reliability
Run apps flexibly across any cloud or local hardware, with full support for setup, updates, and management, all on one workflow.
Privacy Computing
Streamlined data flow
We provide an open-source, trusted privacy computing framework, which facilitates wide utilisation of data.
Foundation Model
Boosting user growth and revenue growth
Leverage foundational AI to merge public-private traffic, boosting user and revenue growth.