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    • Consumers
      • Businessarrow
        Cross-border payments and AI-powered digitisation solutions
        • Business
          • MerchantsUnified gateway for cross-border payments
          • Acquiring service providersOne integration for multiple payment apps
          • Mobile payment providersConnect mobile payment app users to millions of merchants
      • Productsarrow
        The unified wallet gateway
        • Features
          • Online Auto DebitSeamless automatic online payments
          • Online Cashier PaymentUnified online checkout experience
          • In-Store QR PaymentOffline QR payment
          • Payment MarketingTailored incentives and promotions
        • Services
          • Wallet TechAI-powered wallet tech solutions
      • Resourcesarrow
        Everything you need to partner with Alipay+
        • Resources
          • Document centreResources for integration and developers
      • About usarrow
        Find out more about Alipay+
        • Who we are
          • About usWho we are
          • Our leadershipMeet our leadership team
        • News and media
          • Alipay+ newsThe latest from Alipay+
        • Our company brands
          • Ant International
          • Antom
          • Bettr
          • WorldFirst
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        Powering fintech with leading AI innovation
        Alipay+ GenAI Cockpit is the AI-as-a-Service (AIaaS) platform that empowers fintech companies and super apps to build agentic and AI-native financial services, with enhanced efficiency, security, and flexibility.
        Out-of-the-box, business-ready
        With ready-to-use templates designed to tackle common challenges with ease, you can automatically set up workflows, streamline installation, and get started in no time.
        Fine-tuned performance optimisation
        Cutting-edge retrieval-augmented generation (RAG) tools handle everything from evaluation to model tuning, enabling you to train smarter. Cut costs, streamline workflows and data analyses, and unlock your AI’s potential.
        Secure, full lifecycle protection
        Secure and future-proof your AI infrastructure with certified protection for agents, protocols, and supply chains. Defend against leaks and unauthorised access with real-time safeguards and automated, intelligent threat testing.
        Enterprise-grade resource management
        Empower your business with smart, scalable, and global computing power, from mainstream large models to cost-effective proprietary resources.
        Driving next-gen finance
        Making AI systemically work for finance remains the holy grail of the current AI revolution. Alipay+ GenAI Cockpit is a platform to help entrepreneurs architect an agentic and ultimately AI-native financial services.
        Alipay+ GenAI Cockpit combines automated workflows and task orchestration with a dynamic enterprise context, across main fintech tasks, from payment orchestration, customer onboarding, compliance checks, to fraud detection, dispute resolution, as well as evaluation and performance optimisation.
        Innovative support functions
        Customer service agents
        Merchant payment co-pilots
        Financial AI assistants
        Consumer AI assistants
        Key features
        Security shield for trusted AI
        Our SHIELD solutions deliver an industry-leading 99% fraud protection rate. We combat external AI scamming attacks and eliminate internal model security risks, such as model hallucination or bias.
        Real-time risk management
        The SHIELD framework manages risks across your system architecture in real time.
        Comprehensive threat detection
        Our technology detects adversarial prompts and sensitive data leakage through over 100 recognition models and 600,000 risk lexicons.
        asap features
        Deep vertical financial expertise
        Alipay+ GenAI Cockpit helps our partners build powerful, industry-specialised fintech agents, developed from global financial expertise.
        Major servers supported
        Alipay+ GenAI Cockpit’s Model Context Protocol (MCP) marketplace supports major servers developed thus far and allows businesses to create their own MCP servers to enable autonomous task completion.
        Integrated knowledge bases
        We integrate critical fintech knowledge, such as bank transfer rules and dispute resolution policies.'
        Precision-boosting tools
        The Cockpit toolbox supports retrieval-augmented generation (RAG), post-training, evaluation, and industry-specific benchmarking, helping to improve model precision.
        asap features
        Full-stack FinAI platform support
        Cockpit offers a wide selection of pre-built and fully customisable agents.
        Pre-built agents
        Pre-built agents cover regular tasks including customer service, content curation for targeted marketing, and AI-assisted coding.
        Fully customisable
        Furthermore, you can easily customise agents for more specialised tasks, such as travel advisory, tax refunds, cross-border remittance, and loyalty rewards.
        asap features
        Globalised infrastructure
        Alipay+ GenAI Cockpit leverages the power of leading LLMs and supports deployment on public clouds and on-premises environments.
        Leveraging over 20 leading LLMs
        Including our proprietary Falcon Time-Series Transformer FX Model.
        Flexible deployment
        The Cockpit supports flexible deployment across public clouds and on-premises environments, drawing on strategic partnerships with Google Cloud and other top-tier infrastructure providers.
        asap features
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