- Consumers
- BusinessBusiness
- MerchantsUnified gateway for cross-border payments
- Acquiring service providersOne integration for multiple payment apps
- Mobile payment providersConnect mobile payment app users to millions of merchants
- ProductsFeatures
- Online Auto DebitSeamless automatic online payments
- Online Cashier PaymentUnified online checkout experience
- In-Store QR PaymentOffline QR payment
- Payment MarketingTailored incentives and promotions
Services- Wallet TechAI-powered wallet tech solutions
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- Document centreResources for integration and developers
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Upgrade your wallet platform
We help future-proof your wallet to meet new and diverse user needs, with comprehensive, secure, accessible payment solutions and wallet management app services, backed by extensive fintech expertise.
One-stop service
End-to-end solutions from Alipay+ Wallet Platform cover everything from core functionality to digital lifestyle services, with an out-of-the-box platform enabling you to quickly deploy your digital wallet ecosystem within 3 to 6 months.
AI-powered applications
Our technology integrates advanced AI capabilities, including smart content and fintech agent development, helping you reduce costs while boosting sales and customer satisfaction.
Comprehensive security safeguards
Our advanced security technology keeps your customers’ money, data and transactions safe. We use a massive global network to spot risks in real time, smart systems to detect suspicious activity, and technology that protects user privacy.
Advanced risk management
Our technology instantly analyses hundreds of risk patterns to stop fraud before it happens.
Financial-grade availability
Our platform guarantees 99.999% uptime, with robust disaster recovery systems that ensure your services are always stable, available, and uninterrupted.
Leading fintech expertise
Alipay+ Wallet Platform delivers tailored professional services for your financial app based on industry-leading proficiency, deep technical knowhow and unrivalled insights specific to your market.
Build your next-gen wallet platform
We enable frictionless payments for your customers’ lifestyle needs, from food, transport, finance, to shopping, all in one place. Users, merchants, and banks are all linked through secure transaction tech, supported by our future-proof cloud technology.
Solutions for everyday
Seamless integration for everyday needs
From gaming, to dining, retail, transport, and healthcare, our wallet platform enables QR and NFC-supported payments a wide range of daily touchpoints, ensuring smoother, faster transactions.
Access a global ecosystem
Global, cross-border connectivity
Leveraging the Alipay+ ecosystem which connects you to billions of users worldwide, we enable seamless cross-border commerce and power your global growth.
End-to-end capabilities
Scalable solutions for payments and more
Delivering secure, compliant and scalable digital solutions covering everything from payment processing to real-time risk management, to innovative mini-programmes.
Future-proofed infrastructure
Supported by global cloud technology
Built on resilient and reliable Mobile Platform as a Service (mPaaS) and Desktop as a Service (DaaS) systems, our flexible cloud infrastructure enables you to get started quickly, while compatibility with multiple cloud providers helps power your scalability.
Comprehensive payment capabilities
Online payments
Seamless payments across a variety of online channels – with our extensive coverage of different business models and payment methods.
Diverse online payment products
- Auto-debit
- Cashier checkout
- Subscription
- Send money
- Collect money
Rich variety of available payment methods
- e-wallet
- Bank card
- Buy Now, Pay Later (BNPL)
- Virtual account
- Over-The-Counter (OTC)
- and more
Seamless customer experience
- App
- Web
- Wireless Application Protocol (WAP)
In-store payments
Supporting QR and NFC payments for businesses of all sizes
QR payment (Customer presented)
QR payment (Merchant presented)
NFC payment
Cutting-edge technological innovation
Bus QR
Subway
Parking solution
AI-powered risk management
AI Shield is our advanced technology which helps reduce risk and protect users’ funds. This AI-powered security system uses cloud-based protection to analyse transactions in under 0.2 seconds, and detect risks by processing trillions of data points instantly.
Device protection
Software Development Kit (SDK) to generate unique device ID and multiple device risk tags, serving 2 billion+ devices globally.
Robotic defence
Identify abnormal bots traffics with quick integration APIs.
Privacy computing
Process sensitive data using encryption technology to ensure personal privacy.
Graph computing
World-leading graph computing techs to detect anomalous relationships between accounts and transactions.
Machine learning based detection
Automatically identify high-risk threats through model algorithms with hundreds of patents.
Interactive defence
Dynamic risk decisions and verifications that balance security and user experience.
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Ready to build your digital wallet?
E-mail us at wallettech@ant-intl.com
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