Future-proofing wallets for agentic commerce

Alipay+ Agentic Mobile Protocol enables secure, autonomous, AI-native payments, giving wallet users full control without ever needing to open an app.

Effortless payments for the agent economy
AI agents are already shopping, booking and transacting on behalf of users. Alipay+ Agentic Mobile Protocol lets AI agents initiate and complete transactions on behalf of users, while maintaining full control of spending, budgets, and security. It’s a plug-and-play way to make your wallet “agent-ready” for the next generation of commerce.
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AI-native
Enable AI agents to pay with your wallet autonomously and in the background – no extra app opening or manual confirmation for every small transaction.
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Robustly secure
Users approve clear spending intents, while you maintain full control over security, budgets, and risks through authentication and intent governance.
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Seamless integration
Enable effortless integration across AI agents and wallets with mainstream protocols, without redesigning your core payment stack.
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Future-ready for agentic commerce
Supports high-frequency, low-value agent‑to‑agent transactions, unlocking new monetisation models as the agent economy scales.

Seamless AI-native payment experience

Users bind the agent with their wallet once, set spending preferences and authenticate via passkey. Every subsequent payment is processed automatically. Payments are handled directly by AI agents, removing friction from repetitive or low-value transactions, with ‘walletless-feeling’ checkout while your wallet still powers every payment.

Trusted intent delegation

Users define exactly what agents can spend, where and how much. Alipay+ Agentic Mobile Protocol enforces those boundaries and risk policies transparently on every transaction, keeping your users in control and your wallet trusted.

Secure credential architecture

Every transaction runs on a one-time payment credential, generated from a secure network token and device-side passkey. As such, real payment credentials are never exposed or reused.

Full-spectrum ‘Know Your Agent’

With built-in monitoring technology, every agent is registered, authenticated and validated on the Alipay+ platform before it can touch a wallet – giving partners complete visibility into which agents are acting and how.

Effortless wallets and agent integration

Standardised APIs means there’s no need to build custom flows for every agent – minimal development, maximum interoperability. Alipay+ Agentic Mobile Protocol is compatible with mainstream AI agent protocols and ecosystems, and works with your existing authentication, risk, and compliance frameworks.

Position your wallet at the centre of AI commerce

Alipay+ Agentic Mobile Protocol is built for the wallets and payment networks that seek to lead as autonomous commerce becomes the norm.
Integrate once, and stay ahead of the game across every AI-driven transaction.
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